MNO Daily News |
| 24/12/09. Daily News From The Industry Posted: 24 Dec 2009 06:34 PM PST Hi, guys! It’s Christmas Eve now and I have just finished preparing. For the next two days will be not only quiet here in London, as many people will celebrate Christmas together with their families but also on MNO as I’m taking a day off tomorrow and will not bother you, or myself, with the news or reviews. Please spend this day with your family (as my Christmas poll shows that’s what the majority of MNO readers are going to do anyway) and enjoy your well-deserved day of rest. I will try to reply all overdue emails today before actually set to rest for another day so please expect some reply to yours within the next few hours. It seems not only me is preparing for Christmas. Many programs admins also sent their best wishes to members or put festive greetings on their websites. For instance the usually very talkative admin of PTVPartner Garrett (interviewed here) issued a typically long festive newsletter today. The newsletter mentioned the holiday payout schedule which would not be affected at all as all the payouts would be processed within the usual 24 hour timeframe every day. This differentiates PTVPartner from other programs as investors still like to be paid fast regardless of the season. I guess such a decision will bring even more investors to the program who can chose from any of the four investment plans paid on expiry (110% after 10 days, 125% after 20 days, 145% after 30 days, 190% after 40 days) via LibertyReserve, PerfectMoney, GlobalDigitalPay or StrictPay. PTVPartner is definitely one of the best choices for short- to medium-term investments right now and the program rightly occupies the #6 place on my monitoring page. You can read more about PTVPartner and its unique features in my review of the program published here and I’m working on the updated review on PTVPartner which will be published on my blog just after Christmas. After that I’m planning to interview Garrett again and find out about the new features and a little bit more about his plans for the future. It seems not only PTVPartner will continue to make payments as usual during the holidays. The admin of XagaEnterprise Kevin (interviewed here) just confirmed that XagaEnterprise would be working as usual even in this festive season. The earnings will be credited as usual on all the plans XagaEnterprise is offering: 0.5% for 30 business days and 0.7% for 90 business days (with the principal returned on expiry), 8%-10% weekly forever and 1.2% daily forever. I consider XagaEnterprise as one of the most promising for 2010 and will be publishing a new, updated review of it on my blog also after Christmas. There were after all new plans added since my last review of the program was published on MNO (read it here). So where will Kevin spend his Christmas holidays? Read the latest newsletter from XagaEnterprise below to find out: Verifield (reviewed here) is just another excellent program that has been paying for many months already and which I’m also considering a re-review of after Christmas. Since my first review in March 2009 Verifield has changed a lot for the better but it remains a very promising website with many unique features and offers. And of course don’t forget the vast array plans with payouts on expiry. Another interesting feature is instant payouts to both LibertyReserve and PerfectMoney but there are many others which I will be discussing in my upcoming revised review which you will be able to read on my blog after Christmas. Despite the holidays the administration of Verifield is pretty sure that they could generate some money for investors due to events on the market which was mentioned in the newsletter. They also promised to publish some trading reports on Monday for all the investors. Here is the latest Christmas news from them: The administration of SazaInvestments (interviewed here) informed everybody that all the 8%-10% weekly payments have now been completed. I remind you that due to Christmas this week the payout button has remained open for the duration of Thursday instead of the usual Friday. Please note that next week due to the New Year celebrations the cashout button might be enabled on a different day. So please watch out for more updates from SazaInvestments (reviewed here) next week or for updates on MNO. If you want to find out more about SazaInvestments please refer to my review published here. Below are two emails I received from them today: AtlantisMutual (reviewed here) announced some Christmas Giveaway contest where you can show off your creative side, earn some good money for yourself, and increase awareness of the program among investors as the best efforts will be used in their future promo campaigns. If you’re not familiar with AtlantisMutual yet it’s a program that pays on expiry for five different investment plans: 105% after 7 days, 120% after 21 days, 191% after 60 days, 293% after 90 days and 391% after 120 days. The program has been online for several months already and always pays instantly to both LibertyReserve and PerfectMoney accounts. I’m sure you will not be disappointed if you try it out as I’ve had only positive experiences with them. More info on AtlantisMutual can be read in my interview with the admin published here. And below are the rules of the Giveaway contest: MandarinInvest (reviewed here) is another excellent performer among the low-ROI programs around now. Many of these will be looking at great success in 2010 and could be among the best programs of the year as well. Having been paid for over two months already MandarinInvest slowly but surely built a good reputation by the constant addition of new features. Among those features I can list the translation of the website into dozens of languages as well as the introduction of instant payouts processed to four payment processors: LibertyReserve, PerfectMoney, AlertPay and StrictPay. By the way those four payment processors are just half of the eight payment processors accepted in total. The investment plans offered are: 1% for 30 days, 1.3% for 100 days and 1.6%-2.1% for 150 days with the principals returned on expiry. Today the website of MandarinInvest has got a new Christmas look and you can find out more about that from the following update or by actually visiting their site: Just like MandarinInvest another program called TheKapital (reviewed here) is also incorporated in Panama which seems to be a great international haven for many online HYIPs. TheKapital has a very unique script and accepts all the major payment processors. During the whole period of monitoring it from early September 2009 TheKapital always paid for both daily and weekly investment plans (1.5%-2.2% daily and 8.2%-9.2% weekly) within 24 hours of requesting it and therefore proved to be an excellent performer with no issues. The updates from the administration of TheKapital are quite rare overall but on Christmas Eve they couldn’t miss the opportunity to discuss the results of their activities during the last few months as well as sharing some exciting plans for the upcoming 2010. Please also pay attention to the restricted working hours during the Christmas and New Year holidays which was clearly outlined in the latest newsletter published below: Another program with an excellent payment record for several months is IncoForex (reviewed here) and they also published an update which was really full of festive Christmas cheer. I encourage you to read it to the end to see what the admin (interviewed here) is trying to communicate. Many statements can be disputed of course but I guess in many ways he’s right when discussing the meaning of money in our lives. Anyway, IncoForex is paying variable daily returns of up to 3% for 180 trading days and it never let me down in over 4 months of monitoring it. I’m pretty sure that with the approach outlined in the newsletter IncoForex has a bright future ahead in 2010. See what you think: The admin of OneDailyPro (reviewed here) sent out a short email in which he greeted the members of his program and wished them Merry Christmas. OneDailyPro will be working as usual during this festive season and the payments on all the plans (1%-1.3% for 30 days and 1.6% for 60 days) will be processed as usual. Here is the email: StableInterest (reviewed here) suspended all withdrawals so you can’t actually make a withdrawal at all at this moment. At the same time the deposits are accepted as usual. I find it very strange and a little disturbing and advise you not to make any further deposits into StableInterest until the withdrawal button is back working again and the payouts get processed. Here is the update when I got today when trying to make my withdrawal request: MoneyPlus (reviewed here) made an important announcement that the principal would not be credited to members’ accounts due to them celebrating Christmas. Although I think everybody has realized by now that MoneyPlus is not a real company after the very controversial interview with the admin that was published here. Please treat MoneyPlus just like an investment game and nothing more. Here is the latest news from them: Unlike MoneyPlus, another program ZenithInvestment (reviewed here) announced that they were having problems with AlertPay forcing them to stop taking them. I know for sure that at least one member was refunded to AlertPay already and the admin of ZenithInvestment (interviewed here) promised to introduce SolidTrustPay as another payment processor instead soon. So let’s hope for the best. ZenithInvestment also announced some bonuses for new deposits and you can read about that in detail in the latest newsletter published below: If other admins try to bring their members only good news on Christmas then the admin of XrateInvest Karin really disappointed me recently forcing me to move her program to Paying selectively status on my monitoring page. Apparently she didn’t fulfill her promise to me to take care of the delayed payouts and only small investors were paid while the investors with thousands of dollars and are still waiting. I find this approach simply intolerable and as you know the one thing I tolerate least is lies. I suggest Karin to pay to everybody as soon as possible and not to turn into yet another Christmas scam. I know that she reads my blog and hopefully the members will pending payouts will be paid soon. However seeing so many complaints about XrateInvest in my mailbox over the last 24 hours I tend to doubt this will happen. At this particular moment I advise you not to put a penny there if you don’t want to lose your it. I will keep you updatied on the situation with the payouts on MNO so stay tuned for the latest news! For your information I’m currently investigating the registration process in the UK in detail. I hope to have a detailed report of how easy is to register a business in the UK and we will discuss if it’s really any guarantee for your investment. As far as I can see almost every second HYIP is claiming to be registered in the UK these days and put this proudly as some sort of guarantee on your investment. So I hope my article will help put an end to this ugly practice. Let’s put a stop the lies and make this industry better in 2010! I’m planning to publish the detailed results of my investigation in the new year so stay tuned for that! Apart from SurfVesper and 220Group which both stopped paying and were moved to Problem status on my monitoring page many other programs are still paying even on Christmas Eve. Here is the full list of programs that I received payment from over the last 24 hours: I sincerely wish you and all your families a very Merry Christmas and will see you on my blog on December 26! Until then I have turkey to cook! |
| 24/12/2009. Interview with the admin of SantiVentures Posted: 24 Dec 2009 08:12 AM PST Hi everybody! For the first update today I’d like to show you this recent interview I received from the admin of SantiVentures. That’s a long term HYI program with a number of investment plans all running for 150 business days offering interest rates of between 1.3%-2.8%. Just one of the plans returns your principal, but for a fuller explanation of how they all work then you can see my original review published here. Hi Paul and all the readers of MNO. My name is Vikor Pepler and I am the administrator, or as businessmen say, the CEO of SantiVentures online investment program. I am from Switzerland where I used to work as an executive assistant in one of the local banks in Bern. In 2002 I went self employed to try and make my way to financial independence. I have little experience in HYI programs but I suppose I am skillful enough to deal with this sort of thing. 2. Please tell us more about the investment plans offered by SantiVentures?. Do you think they will be sustainable in the long run? What payment processors do you use? I can’t really do better than quote the following table:
Lite $15 – $800 1.30% I am absolutely sure these plans are sustainable and I hope as an experienced investor one will agree with this. You already mentioned in your review that a member will get his initial deposit back upon maturity if he upgraded for a Lite plan. I’d love to offer the same for the other plans but I can’t. So why make promises which I have no responsibility, and can’t keep, right? However a member can make more than one individual Lite deposit. It will be allowed and so far a few members chose to opt for this choice. Long term investment presupposes compounding percent which is also available to our members.
At the present time SantiVentures accepts LibertyReserve, PerfectMoney, StrictPay and AlertPay payment gateways. We tried to combine both anonymous irreversible style systems with some of the verified e-currencies. Both our SP and AP accounts are fully verified so therefore (hopefully) SantiVentures is not going to get into payment difficulties. 3. Do you think that you might prevent a lot of potential investments and investors by having such expensive plans? If they were cheaper to join, wouldn’t that ultimately lead to more investors depositing more money? I have a counter question. How can I measure an expensive plan? Ok, I can conduct a short comparison with a certain number of other programs. But I would rather not do that as there are too many short term investments out here. That’s a different level and we cannot compete with them. SantiVentures is aimed at those investors who prefer a stable and sustainable approach. It’s about waking up in the morning, grabbing a cup of coffee and taking care of the things you want, all without rushing to your laptop to check whether your withdrawal was processed or not as tomorrow the program might go down with the money you just put into.
Of course, if entry points would be lower, say $50 deposit under a 2.5% daily interest we would possibly have a much bigger flow of incoming active investors. But I wouldn’t like to have a member who entrusted his money to me knowing this is not something I can deliver.
I can’t guarantee this right now but it is planned to lower the entry deposits for each of the plans sometime in early 2010. In other words it might get a little cheaper to join so SantiVentures might get some extra benefits. 4. How secure is the program’s website? What measures have you taken to protect your self from malicious hacking attempts and DDoS attacks? Who is your hosting provider and how satisfied are you with their performance? Honestly speaking no website is completely secure, do you agree? The purpose is to minimize the risk of any attempt of doing harm to your digital property.
a) We use only licensed software 5. Tell us also about the script you are using. Is it licensed? How would you rate it from an admin’s point of view. Also, tell us why you are not using SSL encryption. Don’t you think it’s necessary? SantiVentures is using a licensed Pro version of GoldCoders software just with some minor changes implemented by GoldCoders. It’s really hard to rate it in terms of functions or simplicity as I usually use it a few times a week for statistical and performance figures. But I have never heard of any trouble with that from our operator who makes use if it on a daily basis. So far so good. 6. What advertising strategy are you using to promote SantiVentures so far? How big a part have the members played in this? Are you satisfied with that level of support and do you think you could improve it? Our members are playing almost 80% percent of our advertising structure. That’s just perfect. As it’s much more convenient to have a member who knows exactly about why and what he gives money for and we don’t need to force anybody to invest it. Say I had a nice bargain when buying an I-phone 30% off the regular price. My friend wouldn’t hesitate to go for the same bargain shortly as he knows it’s worthy. Word of mouth if I am correct.
We have an extended advertising budget for 2010 to increase traffic and PR. I personally would love to see more blogs like MNO taking part in promoting SantiVentures, interviews and reviews is a strong marketing technique which I think we all have to take advantage of. 7. What level of customer service and support do you provide? What is the most effective way to communicate with you if I have some questions? Tell us about your Live Chat feature as well. What hours can I expect to find you there each day? You can contact our support via email or live chat. Joel is too busy now so the hours you can make use of the Live Chat are very limited. But we promise 2010 will be completely different. However those members who happened to turn to us for help will readily confirm the highly professional level of our support service. 8. I am also interested in your postal address. What would I find there if I called during business hours? Is it a "virtual" managed office for collecting mail or would I find a real working business staffed by SantiVentures employees? What about the fax number? If I sent a fax with private information how can I be sure about who is going to be seeing it at the other side? First of all let me say that the address, PO and fax are 100% real and managed by real people. Any mail or fax has private status so you don’t really have to worry about security. If you would like to make sure of our company documents please request them through our mailing form. I can’t think of any reason why I should post legal copies of the company documents right on the website. At any rate this is very careless and silly. As far as I can see placing legal papers for public use becomes no more than a marketing strategy for many HYIP’s which at a certain rate reflects the way they care about the company privacy.
I won’t lie by saying we have a rented office in the central tower of the city with employees and secretaries all over the place with pleasant smiles and happy faces like “How may I help you today, Sir?”. All I can say we already have a small but strong legal basement in the first place and readiness to develop it especially in the upcoming year. We are also planning a dedicated phone line which is supposed to help people with general questions, not like “Please call back later or send us an email” type of service. 9. Many investors traditionally get extremely cautious around this time. Christmas often throws up a lot of scams from admins as well as a lot of Hit ‘n’ Runners from the investors. How do you intend to deal with both of those? All I can say is that I prefer to stay away from scams at any time of the year. It’s not just a seasonal problem. 10. What can you tell us about the outside business interests of SantiVentures? What are you doing with investors money to generate such enormous profits? What evidence can you offer on that? Mainly ForEx managed accounts. ForEx has really been the greatest breakthrough in the last years. It imposes risks but that’s the image of how the market theory has to function. I don’t trade members’ money myself, once in 3 months I pick up new traders and new trading strategy to reduce the draw down effect. Like 6 years ago I set a strong affiliate network in GRAWE insurance company which pays out nice commissions. That was my first successful venture that I haven’t given up till now. And lastly I came up with the idea of investing money in online booking systems. Hotels, tickets, car rental, whatever. Might be a surprise but if you took a closer look at turnover dynamics you would probably doubt if there ever was an economic downturn.
Our stats and reports will be available to public soon. Just let it some time. 11. And finally, if you had just one opportunity to address potential investors of SantiVentures and tell them why your program is better than the rest, what would you say? It’s hypocrisy not to admit there are great investment programs over Internet. You will never be the best as there is always going to be someone else with some better skills in a particular field. SantiVentures has a very careful approach to planning. This means we all think twice, I always think twice before I go further. What else is SantiVentures is one of the truly stable programs. Those are supposed to be positive features.
Thanks for this opportunity to get interviewed on MNO. My sincere regards go to you, Paul, and your readers." Thanks a lot as well to Vikor and I’d also like to wish him and his members every success for the coming New Year. That’s it for the moment guys but don’t stray too far as I’m not quite finished yet. I’m not expecting that much news today but I will be back in a couple of hours anyway with whatever news updates there are. I guess all the HYIP admins will be in bed early waiting for Santa Claus! So stay tuned for that and see you all then! |
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